Home / Money & finance / Tip calculator

Tip calculator

Work out the gratuity, the full total, and what each person owes when you split the check — no mental math at the table, and no awkward rounding arguments.

// Tip & split
Each person pays
Enter your bill and press calculate.

How to use this calculator

Enter the bill amount before tip, the tip percentage you want to leave, and the number of people splitting the check. The calculator shows the tip, the grand total, and the per-person share — handy whether you're treating or just figuring out everyone's fair cut.

The math behind it

Tipping is a single percentage applied to the bill, then divided among the group:

tip = bill × (percent / 100) total = bill + tip per person = total / number of people

So a $84.50 bill with a 20% tip adds $16.90 in gratuity for a $101.40 total. Split four ways, that's $25.35 each. A quick mental shortcut for a 20% tip: take 10% of the bill (just move the decimal one place left) and double it.

How much should you tip?

In the United States, sit-down restaurant service is commonly tipped 15–20%, with 20% increasingly the default for good service. Counter service, takeout, and delivery vary widely and are more discretionary. Customs differ a lot by country — in some places service is already included and extra tipping isn't expected, while in others it's modest. When traveling, it's worth checking the local norm so you neither under- nor over-tip.

Tax tip
Some people tip on the pre-tax bill and some on the post-tax total. The difference is usually small. If you want to tip on the pre-tax amount, just enter that figure as the bill.

Frequently asked questions

Should I tip on tax?

It's your choice, and the difference is minor. Tipping on the pre-tax subtotal is perfectly reasonable; tipping on the post-tax total is also common and slightly more generous. Enter whichever figure you prefer as the bill amount.

How do I handle an uneven split?

This calculator splits evenly, which is what most groups do. If people want to pay for exactly what they ordered, total each person's items separately and apply the tip percentage to each subtotal.

What's a quick way to estimate 15% or 20%?

Find 10% by moving the decimal one place left. For 20%, double it. For 15%, take that 10% and add half of it again. These shortcuts get you close enough to leave a fair tip without a calculator.

Related calculators